How Does It Work?

Lolly - Same Day Loans

We Accept Bad Credit, Offer a Same Day Loan Service and Top Up Loan Options
We Have The Highest Finance Approval Rates!

You could have the cash in your bank in just 10 minutes!

Lolly started offering loans back in 2005 and have since helped thousands of people, just like you, to find the perfect loan solution. Complete the short search form above and our technology will scan the market to find a selection of lenders who can help with your finance needs. Our service is 100% online and loans are approved instantly. You could have the cash you need in as little as 10 minutes. We have fantastic acceptance rates and specialise in getting loan enquiries accepted first time.

Loans available with 6 month terms. Repay your loan early if you wish. Your loan request is used to generate an instant, no obligation loan offer to match your borrowing needs. If our lenders cannot match your needs exactly your request may be accepted by a lender willing to provide an alternative term or amount. Full loan terms are clearly displayed with your personalised loan offer giving you the opportunity to make an informed borrowing decision and you are under no obligation to accept any offer that is made.

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    Did you know - 97% of our customers would recommend us to a friend!


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    "I was happy that my loan was completed 100% online as I was embarrassed to discuss my credit rating over the phone!" Linda Devaney, South London

Responsible Borrowing Information

At Lolly, we do our best to ensure responsible borrowing. Please only apply for a loan that you can afford to repay and make sure that you read the terms and conditions of a loan agreement before taking out a loan. Before taking a loan please click this link to read about the collections process, the implications of non or late payment of loans and the loan renewal policy.

Collections Process

If you're having problems making a payment please contact the lender directly so that they can discuss your payment options. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.

Implications of Non-Payment

We always recommend repaying on time. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Late Payment

If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee which could range between £1 - £100. This will vary between lenders. For more information please read the terms and conditions of your loan agreement.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.